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Experience
1 - 4 Years
Job Location
Education
Bachelor of Business Administration(Management)
Nationality
Any Nationality
Gender
Not Mentioned
Vacancy
1 Vacancy
Job Description
Roles & Responsibilities
- Receives credit proposals for corporate banking and examines them to ensure completeness of supporting information/ documents and compliance with Bank s requirements.
- Undertakes detailed analysis of proposals by strictly adhering to:
- Basic principles of lending
- Bank s procedures & Policies
- UAE Central Bank Rules
- Regulations wherever applicable to assess quality and proper asset selection.
- Conducts proper due diligence as to identification of gaps, if any in terms of disclosures/ information in proposals
- Addresses and clarifies issues or points raised at the review stage prior to preparation of the SWOT Analysis
- Prepares credit proposals with SWOT Analysis covering all significant factors (Strengths & Risks) for review and recommendation by Team Leaders, ensuring accuracy and completeness.
- Addresses further queries/ requirements if any required by the Team Leaders / Unit Head for decision making or initiation of the decision process.
- Communicates the Management decision on credit proposals to Business Analysts, RMs, Branch Managers, Segment Heads, Other Units & Unit Heads
- Maintains proper records for receipt, processing & disposal of credit proposals/ JETS for monitoring reports, internal/ external requirements
- Provides clarifications to Credit Control Unit for the preparation of post approval borrowing documentation.
- Assists in Special Projects/ Assignments that are entrusted by the Team Leader/ Unit Head/ Management
Desired Candidate Profile
Qualifications:
- Bachelors Degree any discipline
- Masters of Business Administration
Experience:
- 5 year s finance experience with 4 years in general banking and 1 years in the Credit function.
Skills:
- Written and spoken English Arabic preferable.
- Good Analytical/ Report writing skills
- Computer literate with strong working knowledge of business software applications, particularly spreadsheets
Competencies:
- Analytical Thinking & Problem Solving
- Concern for order and attention to details
- Concern for quality 90% Acceptance level of decisions
- Well organised work Team Player
- High Level of commitment in every aspect of work & CBD values
Company Industry
Department / Functional Area
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Commercial Bank of Dubai
https://www.comeet.com/jobs/cbd/14.007/assistant-credit-manager-contracting---uaen/65.957
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