Collection Analyst - Emiratized NATIONAL BANK OF RAS AL KHAIMAH P.S.C

At RAKBANK, we believe in fostering a culture of innovation, growth, and excellence. We are not just a bank – we are a community that thrives on teamwork, cutting-edge solutions, and the highest standards of governance.

About the role:

The Customer Portfolio Analyst is responsible for analyzing delinquent accounts, developing effective collection strategies, and ensuring compliance with regulatory standards.

What You’ll Be Doing:

• Interact with Customers to procure market information & provide feedback to business.
• Ensure that customers conform to the repayment plan & the bank norms in complete.
• Always comply with the Staff Code of Conduct to ensure a positive image of the Bank is presented to all customers both internal and external.
• Ensure compliance with policy, procedures, standards and reporting requirements, plus any relevant regulatory and statutory requirements.
• Identify and recommend improvements to procedures and processes to improve process and service levels.
• Be proactive in a wide range of customer enquiries and issues and escalate them as appropriate.
• Identify and act on ways to improve own knowledge and skills and consequently improve the knowledge and skills level of the department.
• Provide support to other team members as required to assist in the smooth operation of the department.
• Maintain awareness of the department’s Business Continuity Plan and undertake appropriate training to ensure correct action is taken in the event of an incident or disruption.
• Perform any other duties or tasks as required or instructed by the line manager to support the smooth operation of the department.