Senior Credit Assessor

Allianz Trade in Middle East

The Role

The role focuses on assessing businesses for underwriting, monitoring portfolios, preparing sector reports, and collaborating with internal teams. It also involves projects on data sourcing and automation within the Credit Intelligence Department.

Responsibilities

• Assessing SME's and large Caps with grading assigned that will impact commercial and risk underwriting stance.
• Assessment in line with Allianz Trade Grading Methodolody (Top Down Approach) and key risk factors by sector.
• Active monitoring of the portfolio as per sensitivity theresholds and ensuring market presence via buyers visits.
• Preparing and presenting detailed quarterly sectors insights and reports.
• Interaction and alignment with internal stakeholders (Underwriting, Commerical & Claims departments)
• Transversal projects within Credit Intelligence Department focus on data sourcing and enhanced automation.
  
  

Qualification

• Audit, Finance background Masters. in Finance/Accounting
• CFA or equivalent professional qualification will be a plus
  
  

Experience And Skills

Business expertise

• Minimum 5 to 8 years of relevant experience in Banking, Audit/Consulting or Credit Insurance industry.
• Knowledgable on GCC markets and/or key regional trade sectors
• Strong skills in corporate credit analysis
• GCC market insights and key sectors dynamics
  
  

Skills

• Collaborative mindset with strong team spirit
• Negotiation skills, to source necessary information and assertiveness in justifying rating decisions to stakeholders.
• Adaptability to constant change in complex and dynamic business environment.
• Proactive ownership in decision-making and accountability
• High self motivation and commitment to continuous learning
• Strong organizational skills to manage multiple priorities effectively
• Clear and confident communicator with excellent presentation abilities
• Basic understanding of commonly used Generative AI / GenAI / Generative Artificial Intelligence platforms such as ChatGPT, as well as an awareness of best practices and the potential risks associated with AI in the workplace to apply.
• English (Arabic will be a plus)