Credit Manager

Bayt El Khebra

Posted on 26 Sep

Experience

7 - 10 Years

Job Location

Cairo - Egypt

Education

Bachelor of Commerce(Commerce), Bachelor of Business Administration(Management)

Nationality

Any Nationality

Gender

Not Mentioned

Vacancy

1 Vacancy

Job Description

Roles & Responsibilities

Overview JOB

Review and analyze customer factoring requests, assess the creditworthiness of suppliers and buyers, and contribute to credit decision-making that achieves a balance between maximizing returns and minimizing risks, in accordance with the company's credit policy and operating procedures manual.

RESPONSIBILITIES:

  • Receive and review customer factoring requests and verify that they meet the required documents and requirements.
  • Analyze the financial and commercial data of customers (suppliers and buyers) and assess their ability to repay.
  • Prepare a credit analysis based on a credit memo, including recommendations regarding granting or rejecting credit facilities.
  • Monitor the limits of granted facilities and ensure compliance.
  • Monitor the extent of compliance with obligations and periodically assess risks.
  • Contribute to updating customer and buyer databases to reflect actual risk levels.
  • Adhere to the credit policy and the decisions of the Financial Regulatory Authority regarding factoring.
  • Coordinate with other company departments (financial leasing, legal affairs, risk management) when needed.
  • Participate in developing assessment tools and models used to measure risk, in coordination with the Risk Management Unit.
  • Provide technical and credit support to the marketing team when evaluating new clients.

Desired Candidate Profile

ESSENTIAL QUALIFICATION:

  • Bachelor s degree in (commerce, business administration, economics, finance).

EXPERIENCE:

  • Experience 7-10 years in a similar position.
  • Experience in credit or financial analysis (preferably in banks or factoring companies), including at least one year as a credit manager.
  • Good understanding of credit and accounting analysis principles.
  • Proficiency in using computers and financial analysis software.
  • Good knowledge of the law regulating factoring activities and relevant regulatory standards.

DESIRED SKILLS:

  • Excellent proficiency of English (written and spoken).
  • Excellent in MS Office Tools.
  • Ability to work independently and part of the team.
  • Financial analysis skills.
  • Ability to complete credit memos.
  • Communication and presentation skills for credit cases.
  • Accuracy and attention to detail.
  • Teamwork and ability to work under pressure.

Company Industry

  • IT - Software Services

Department / Functional Area

  • Administration

Keywords

  • Credit Manager

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Bayt El Khebra

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