Credit Administration Officer

Bank ABC

Reporting to the Head of Head Office Credit Administration, the job holder will be responsible for the following:

• Assist line manager to design and maintain credit administration policies and procedures in accordance with the regulatory requirements and industry best practices.
• Manage the credit documentation process, ensuring that all credit files are complete and accurate and comply with bank policies and regulatory guidelines.
• Work closely with credit risk, business and product teams to monitor and manage credit quality and portfolio risks and advise on post credit approval matters.
• Ensure credit files are maintained in an orderly, up-to-date, and easily retrievable manner.
• Maintain effective relationships with internal stakeholders in different functions across the bank, including credit, legal, compliance, operations, and risk management, to support and enhance the credit administration function.
• Maintain good relationships with external stakeholders, such as external auditors.

Areas of Knowledge, Qualification and Experience

• A minimum of 5 years of in wholesale banking, with at least 3 years in a credit administration environment.
• Bachelor's degree in finance, accounting, business administration, or a related field
• Strong analytical skills, including the ability to extract, analyse, and handle large amounts of data in a timely manner
• Good understanding of credit risk management concepts and principles
• Good understanding of regulatory requirements related to credit administration
• Excellent PC skills, particularly MS office and ability to present information
• Strong communication skills and interpersonal skills, and the ability to collaborate effectively with internal and external stakeholders.
• Ability to function under pressure in a fast-paced, dynamic environment.
• Work as a team member, good communication and presentation skills, accountability, transparent and open.
• Good organizational skills
• Good analytical and problem solving skills
• Good creative and innovative thinking skills
• Ability to work accurately, under high pressure within fixed and short timeframes, managing work deliverables