AML Analyst Taptap Send  

Our Mission
Reduce inequity by helping immigrants move money home, and become the leading cross-border fintech for emerging markets.

The Team
-> Founded by Harvard grads / 3rd-time founders --- also founded Segovia (successful exit) and GiveDirectly (>300M revenue, fastest-growing NGO).
-> Top performers from top and varied organizations (e.g., Bain, Bolt, Google, McKinsey, SafeBoda, Uber, Zipline) --- we like moving fast, and we hire people that do as well.
-> Driven by mission, guided by values (see below) in deed, not just word.
-> Team as global as the mission, >30 languages from 25 countries (i.e., if you re interested in learning to make Chicken Moambe, we re the place).

About Us
Taptap Send is backed by top VCs (Spark, Canaan, Reid Hoffman, Breyer Capital, etc.), rapidly growing and a great place for those looking for both impact and a fast-paced tech startup environment. Read more about the journey in Reid Hoffman s words or TechCrunch article

Launched in 2019, Taptap is tapping into a transformative shift in global finance: from banks to phones. While this has affected wealthier countries as well, it has been nothing short of a revolution for the emerging markets where the overwhelming majority of population had been unable to access digital finance previously. Taptap Send allows immigrants to send money home instantly and with no fee*, saving money in the process. With a formal market size of >700B alone, we ve got a lot more saving to do for our users. Our mission is to reduce inequity by helping immigrants move money home, and become the leading cross-border fintech for emerging markets. And that s just the beginning...

*We charge fees for transfers on fixed exchange rate corridors (e.g., XOF, XAF).

Our Investors
Spark Capital, Canaan, Reid Hoffman, Breyer Capital (Jim Breyer), Unbound (Shravin Mittal), Wamda (Fadi Ghandour), Firstminute Capital, Slow Ventures (Sam Lessin), Helios Partners (Souleymane Ba), Crossbeam Ventures (Ali Hamed), Nikesh Arora, Samih Toukan, and many other context-specific angels

The Role

Taptap Send is seeking an AML Analyst with 1+ years of experience, which is a licensed payment institution regulated in several jurisdictions. The role is full-time and based in Casablanca. You will report directly to the MLRO and work closely with our Heads of Compliance and the wider Taptap Send financial crime team to implement the compliance and fraud program for Taptap Send s global business.

Your role will be primarily to identify risks and prevent any threat of money laundering, terrorist financing and corruption taking place on our platform. You will also work closely without fraud teams and have full understanding of our entire financial crime program.

Responsibilities:

• Using a combination of our technology and third-party software, evaluating transactions that are a high risk of money laundering

• Reviewing potentially sanctioned customers or recipients, and reviewing customers that might be politically exposed

• Establishing rapport with customers that you speak to as part of your investigations

• Review escalated cases from our Customer Service department

• Escalating suspicious activity to the MLROs, being able to rationalise and defend your decisions as needed

• Performing diligence on customers to ensure that we understand who they are and their risk profile

• Assisting and responding to information requests from local authorities

• Supporting our counter fraud team from time to time

You have:

• A good understanding of general AML legislation and regulations

• 1+ years experience in a regulated financial institution in a compliance or compliance-related role. Ideally within a startup fintech environment or a remittance company.

• An interest in using technology to address fraud and compliance issues

• Experience with compliance systems (transaction monitoring, sanction screening, etc)

• Attention to detail while still seeing the bigger picture

• The initiative to work independently to pursue your analysis

• Good communication skills and the ability to clearly express opinions and concerns

• Willingness to work flexible hours

• Proficiency in English (required) and one other language (ideally French, Spanish, Dutch, German, Italian, Arabic or Portuguese. Languages of communities we serve are a bonus too.